Article 1 – Purpose
Creditsansenquete.com publishes general information about loans without a credit check, loans without supporting documents, fast financing, microloans, pawn loans and alternative solutions. The content is for information only.
Article 2 – No banking activity
The website is not a bank, a credit institution, a broker or a financial intermediary. It grants no loan, receives no deposit, creates no bank file and does not take part in contracts concluded between borrowers and lenders.
Article 3 – No personalised advice
The information published is not individualised financial, banking, tax or legal advice. Users must check their repayment capacity and the contract terms before any commitment.
Article 4 – Accuracy of information
Interest rates, annual percentage rates, fees, guarantees, eligibility conditions and regulations may change. Despite verification efforts, the publisher does not guarantee the permanent accuracy or completeness of the information published.
Any simulations are indicative and are not contractual offers.
Article 5 – No guarantee of financing without a credit check
Presenting a loan without a credit check does not guarantee that it will be granted, that no supporting documents will be requested, or that no solvency check will take place.
Lending institutions must comply with the legal obligations to assess creditworthiness and to consult the applicable files. A simplified procedure does not mean that financing is automatically granted.
Article 6 – Limitation of liability
Within the limits permitted by law, the publisher is not liable for contracts concluded independently with third parties, credit refusals, rates applied, bank fees, payment incidents, repayment difficulties or financial losses resulting from users’ decisions.
No provision excludes a liability that the law prohibits excluding, notably in case of fraud, wilful misconduct or a misleading practice attributable to the publisher.
Article 7 – Updates
The publisher may modify, correct or delete its content. Users must check essential information with the lending institutions and the competent authorities.
Article 8 – External links and advertising
Links to banks, finance companies, brokers, microcredit organisations and independent lenders are neither a certification nor a personalised recommendation. Advertisements are separate from editorial content.
Article 9 – Borrowers’ legal rights
Consumer rights remain fully preserved, notably regarding pre-contractual information, the annual percentage rate, the solvency check, the right of withdrawal where applicable and the protection of personal data.
Article 10 – Editorial independence
Browsing the website creates no contractual relationship of loan, brokerage or financial advice.
Mentioning a financial institution, a public body or a private lender is not proof of a partnership, a mandate or official recognition.
Article 11 – Fraud and over-indebtedness prevention
Users must verify the identity and authorisations of lenders and financial intermediaries with the competent authorities and registers, notably the ACPR and ORIAS where applicable.
Particular vigilance is advised regarding loans supposedly guaranteed without a solvency check, urgent credit offers, fake lenders, suspicious requests for upfront fees and solicitations for confidential banking data.
A new loan can worsen an already fragile debt situation. Promises of immediate financing with no checks at all should be examined with caution.
The website guarantees no third-party offer. Any liability of the publisher remains subject to the applicable legislation.
- Publisher: VP Limited
- Editorial manager: N. Frik
- Contact: info@creditsansenquete.com
- Website: https://www.creditsansenquete.com/
- Last updated: 8 November 2026